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MASTER CIRCULAR RPCD.PLNFS.BC. NO. 01/09.04.01/2006-2007 DATE : 01/07/2006 (PART-II)

Master Circular on Prime Minister’s Rozgar Yojana (PMRY)

Annexure X

Master Circular
PRIORITY SECTOR LENDINGS -
SPECIAL PROGRAMMES
Recovery Performance under PMRY
[Vide paragraph 17(e)-Section III]

(Rs.         )

State	Demand	Recovery	Overdue	Recovery (%)

Annexure XI

Master Circular
PRIORITY SECTOR LENDINGS -
SPECIAL PROGRAMMES

(Vide paragraph 18(c)-Section III)

Government Of India,
Ministry Of Industry,
(Dept. of Small Scale Industries
and Agro and Rural Industries),
Udyog Bhavan, New Delhi - 110 011
Tele. No. 301 2107

September 29, 1993

D.O.No. DIC-6(1)/93

Dear Chief Secretary,

Please refer to my D.O.No.DIC-6(1)/93 dated 24th September, 1993 regarding implementation of the Prime Minister's Rozgar Yojana (PMRY) as per the announcement made by the Prime Minister in his Independence Day Address. A copy of the Scheme, Main Features and Operational Guidelines along with target for 1993-94 was also enclosed so that the PMRY can be launched in right earnest from 2nd October, 1993.

I hope, the State Industries Department, their field officers and other concerned agencies would have been geared up for this purpose. We would like the weaker sections including women to be given preference for these opportunities, which would be available under this scheme. Therefore, it has been decided to provide 22.5 percent reservation for SC/ST and 27 percent for backward castes (OBC). In case SC/ST/OBC candidates are not available State Government will be competent to consider other category of candidates under PMRY.

The Reserve Bank of India has issued instructions to all Indian scheduled commercial banks to implement the PMRY scheme. A copy of the RBI letter is enclosed for your information. The RBI has advised that the State Governments should monitor and help the banks in recovery of the loans. In our earlier letter we have advised the State Governments to set up State Level and District Level Committees to oversee the implementation of the scheme. These Committees should also monitor and maintain close co-ordination with all commercial banks and help in recovery of the loans. This will help in successful implementation of the scheme.

With regards.

Sd/-
(S.L. Kapur) Secretary

Annexure X II

Master Circular
PRIORITY SECTOR LENDINGS -
SPECIAL PROGRAMMES
(Vide paragraph 18(d)-Section III)

Constitution of State/UT PMRY Committee
State PMRY Committee has been reconstituted by introducing new members. The details of members are as under:

1.	Chief Secretary	-	Chairman
2.	Secretary, Deptt. of Industries	-	Member
3.	Secretary, Deptt. of Finance	-	Member
4.	Secretary, Deptt. of Planning	-	Member
5.	Secretary, Dept. of Rural Development	-	Member
6.	Secretary, Deptt. of Labour	-	Member
7.	Representatives of State/UT level Banking Institutions including RBI	-	Member
8.	Commissioner/Director of Industries and Commerce	-	Member Secretary
9.	Director, SISI/ In –charge,Branch SISI of States/Uts	-	Member
10.	Officials concerned with the welfare of SCs/STs	-	Member

Other officials and non-officials may be invited if their presence is felt necessary in the meetings.

Functions:

1. To provide leadership and guidance to the District PMRY, committees in the planning, implementation and monitoring of the scheme.

2. To secure inter departmental co-ordination between various implementing agencies and to ensure development of strong backward and forward linkages.

3. To review expenditure to ensure that it remains within the sanctioned limit.

4. To review the physical targets and achievements.

5. To monitor and evaluate the implementation of the scheme.

6. To provide the forum for a meaningful dialogue at the state level between various implementing agencies.

Constitution of District PMRY Committee

1.	District Collector/Dy. Commissioner	-	Chairman
2.	CEO, DRDA	-	Member
3.	District Employment Officer	-	Member
4.	Lead Bank Manager	-	Member
5.	Chairman, Task Force Committee	-	Member Secretary

Besides these officers/representatives, Chairman can co-opt. any one or more of the following:

One or more prominent citizens from the fields of social services, industry/business, District Welfare Officer, District Statistical Officer, District Education Officer, Principals of local Engg. Colleges/Polytechnics/ITIs or representative of the Directorate of Technical Education/Vocational Training/Industrial Training, Representatives of Banks.

Functions of the District PMRY Committees :

1. To keep various agencies informed of the basic parameters and the requirements of the Scheme and the tasks to be performed by these agencies.

2. To review progress of training and financial norms and prescribe new norms keeping overall expenditure within the sanctioned limits.

3. To monitor and evaluate the Scheme to ensure its effectiveness.

4. To secure interdepartmental co-ordination and co-operation.

5. To give publicity to the achievements made and disseminate knowledge and build-up awareness about the scheme.

6. To send periodical statements to the State Govt. in the prescribed formats.

Constitution of High Powered Committee

1.	Secretary, Ministry of SSI & ARI	-	Chairman
2.	Addl. Secretary & Development Commissioner, MoSSI	-	Member
3.	Addl. Secretary & Financial Adviser, MoSSI & ARI	-	Member
3.	Adviser (Village& Small Industries),Planning Commission	-	Member
4.	Joint Secretaries, Min. of Rural Development; Finance; Labour; Social Justice & Empowerment, Urban Development & Poverty Alleviation.	-	Members
5.	Executive Director, RBI	-	Member
6.	Chairman, SBI	-	Member
7.	CMDs of Canara Bank; Central Bank of India; United Bank of India; Federal Bank Ltd.	-	Members
8.	Select State Government Officials from Governments of Maharashtra, West Benga l,Uttar Pradesh, Assam, Tamil Nadu and Karnataka.	-	Members
9.	Director (PMRY) ,Min. of ARI	-	Member Secretary

Functions of High Powered Committee
1.To ensure effective implementation of the scheme.

2.To review the progress of the scheme in physical, financial and quantitative terms.

3.To consider concurrent evaluation reports.

4.To serve as standing forum for interaction among the State Govts.and different departments, banks and agencies involved in the implementation of the scheme.

5.To consider proposal for providing entrepreneurial development, assistance and strengthening institutions and infrastructure relating to entrepreneurship developments.

7. Revision and modifications of operational guidelines.

Chairman will have powers to co-opt other members/invitees on the Committee as and when deemed necessary.

The Committee will meet periodically to carry out its functions.

Annexure XIII

Master Circular
PRIORITY SECTOR LENDINGS -
SPECIAL PROGRAMMES
PMRY - Recommendations by Task Force
(Vide paragraphs 13 (vii) - Section II and 16(e)– Section III)
No. 6(2)/94-DIC June 22, 1994

To,

1. The Secretary, (Small Scale Industries), All States/UTs.
2. The Director of Industries, All States/UTs

Sub: Recommendations by Task Force under PMRY Scheme to banks and State-wise/District-wise targets under PMRY Scheme

Sir,

An intensive study of implementation of the PMRY during the year 1993-94 was carried out by officers of DC, SSI in the States of Delhi, West Bengal, Bihar, Gujarat and Kerala. These studies and interaction with other State Govts. and review of progress reports has revealed certain common problems and fallacies regarding allocation of targets and recommendations by Task Forces to the Banks. The problems are summarised as follows:

Problems

1. Some States carried out the administration of the Scheme sequentially instead of in parallel. Hence they invited applications in the first instance which were then scrutinised and recommended by the Task Forces. The process of appraisal sanction and disbursement by banks began only when the process of inviting applications and recommendations by Task Force was completed.

2. Many banks/bank branches do not accept recommended cases if their number exceeds their target by 25 percent or some such percentage.

3. In many instances recommended cases that remain pending at the end of the financial year are returned to the Task Forces by the Banks.

4. Many recommended cases are returned by banks/bank branches stating, "Targets for the year have been achieved."

5. In lots of cases e.g. Delhi, the recommended cases have not been sent to the correct bank branches under whose jurisdiction the recommended case lies.

6. Generally, both the Task Forces and the lead banks have taken unduly long time in re-allocating targets and reallocating recommendations to be sent to different bank branches in case this kind of need arises in the district. Similar situation seems to have prevailed at the State level also.

It has been decided to issue a consolidated statement of clarifications in order to facilitate the administrative process of recommending cases to banks and sanction/disbursements against them by banks.

Clarifications

1. The activities of inviting applications and making recommendations by the Task Force is in parallel to the activity of sanction/disbursement of loans to beneficiaries by banks/ bank branches. These activities should not be seen as sequential activities.

2. It has been provided in the operational guidelines that, generally, the Task Force should send around double the number of cases to each bank branch against its target so as to take care of rejections of cases at the bank branch level. This stipulation should be followed scrupulously.

3. The process of inviting applications and making recommendations by the Task Force is a continuous process. Generally, applications should be invited by the Task Force all the year round. In other words, a potential beneficiary should be able to apply for loan under the Scheme as per prescribed procedure at any time and not within a stipulated/fixed period.

4. The Task Force should meet regularly, let us say, twice a month to consider and review the applications. These applications should be processed on a regular basis. The recommendations of the Task Force should be regularly sent the year round to various bank/bank branches in the district keeping in mind the targets allocated to each bank/bank branch.

5. The lead Bank and two banks are members of the Task Force. Therefore, the broad financial appraisal of the project should be carried out in the Task Force itself. To facilitate correct appraisal and recommendation of the project at the initial stage itself the potential beneficiary should be interviewed wherever required in order to obtain all relevant information etc. at the initial stage itself.

6. Therefore, it is once again emphasised and clarified that the process of receiving applications and making recommendations by the Task Force should be a continuous process over the entire year.

7. In general, any bank branch should, at any time, accept recommended cases at least to the extent of double their targets during a particular year.

8. The bank/bank branch should request well in time for more recommended cases from the Task Force, if they find themselves unable to sanction cases to their target from the double number of recommendations received.

9. It is extremely important to understand that a case once recommended does not lose sanctity at the end of the financial year. Recommended cases pending with the banks at the end of the financial years should, as a rule, be considered first for sanction/disbursement in the next financial year. However this does not seem to be happening because the figures for sanctions and disbursement in the first quarter have been almost negligible. This shows that banks are either not considering recommended cases pending with them from the last financial year or they have returned the cases at the end of the year on the grounds that they were pending.

10. As a rule, no case recommended by the Task Force should be returned by a bank/bank branch on grounds of already achieved targets etc.

11. If the distribution of recommended cases to particular bank/bank branch are much less or much more compared to their targets than the re-allocation of all the recommended cases branch-wise etc. should be immediately done by the lead bank Manager in consultation with the implementing agency.

The above clarification should ensure the following:

i). The flow of applications and flow of recommended cases by the Task Force to the banks will become regular and continuous over the year.

ii). A potential beneficiary will be able to apply for a loan under the scheme as per standard procedure at any time during the year.

iii). The Task Force will meet regularly (Twice a month) to process the applications received and make their recommendations.

iv). The broad financial appraisal of the project should be carried out at the initial stage in the Task Force itself because lead bank manager and two other banks are members of the Task Force. The deficiencies, if any, in the application forms and other information that may be required should be completed at the initial stage in the Task Force itself. For this purpose, if required, in interview of the potential beneficiary should be arranged. Regular dates can be fixed for the meetings of the Task Force and well publicised.

v). The bank at any time will have enough number of recommended cases to consider for sanctions/disbursements.

vi). Recommended cases pending with the banks at the end of the year will be considered for sanction/disbursement first, in the beginning in the next year. This will ensure the process of sanctions and disbursements over the entire year.

You are requested to incorporate the above clarification in your administrative procedures and co-ordination and put them into effect in an appropriate way. You may also kindly bring these to the notice of all implementing agencies training institutions, NGOs and banks concerned.

Sd/-
(Raju Sharma)
Director (PMRY)

Appendix

Master Circular
Prime Minister’s Rozgar Yojana
List of Circulars consolidated by the Master Circular

Sr. No.	Circular No.	Date	Subject
1.	RPCD No.SP/BC.42/PMRY/93-94	28-9-93	Prime Minister’s Rozgar Yojana for Educated Unemployed Youth (PMRY)
2.	RPCD No.SP/BC.58/PMRY/93-94	25-10-93	Prime Minister’s Rozgar Yojana for Educated Unemployed Youth (PMRY)
3.	RPCD No.SP/BC.88/PMRY/93-94	13-1-94	Prime Minister’s Rozgar Yojana for Educated Unemployed Youth (PMRY)
4.	RPCD No.SP.BC.91/PMRY/93-94	25-1-94	Prime Minister’s Rozgar Yojana for Educated Unemployed Youth (PMRY)
5.	RPCD No.SP.BC.107/09.04.01/93-94	2-3-94	Prime Minister’s Rozgar Yojana for Educated Unemployed Youth (PMRY)
6.	RPCD No.SP.BC.115/09.04.01/93-94	4-3-94	Recovery Performance-Government sponsored Programmes
7.	RPCD No.SP.BC.117/09.04.01/93-94	11-3-94	Prime Minister’s Rozgar Yojana
8.	RPCD No.SP/BC.131/PMRY/94-95	30-4-94	Continuation of Prime Minister’s Rozgar Yojana (PMRY)-Targets for achievement for the Financial Year 1994-95
9.	RPCD No.BC.167/09.04.01/93-94	20-6-94	Prime Minister’s Rozgar Yojana for Educated Unemployed Youth (PMRY)-Reporting forms
10.	RPCD No.BC.171/09.04.01/93-94	24-6-94	Prime Minister’s Rozgar Yojana for Educated Unemployed Youth (PMRY)
11.	RPCD No.SP/BC.7/09.04.81/93-94	18-7-94	Prime Minister’s Rozgar Yojana (PMRY) - Educational Qualification
12.	RPCD No.BC.17/09.04.01/94-95	27-7-94	Prime Minister’s Rozgar Yojana for Educated Unemployed Youth (PMRY)
13.	RPCD No.BC.40/09.04.01/94-95	29-9-94	Family Income under PMRY
14.	RPCD No.SP.BC.65/09.04.01/94-95	9-11-94	Prime Minister’s Rozgar Yojana (PMRY) - Payment of interest on fixed deposit
15.	RPCD No. 992/09.04.01/94-95	22-11-94	Reporting System on progress under Prime Minister’s Rozgar Yojana (PMRY)
16.	RPCD No.BC.127/09.04.01/94-95	6-3-95	PMRY-Clarification
17.	RPCD No.BC.133/09.04.01/94-95	20-3-95	Target for achievements for SC/ST & OBC under PMRY
18.	RPCD No.BC.69/09.04.01/95-96	28-12-95	Prime Minister’s Rozgar Yojana for Educated Unemployed Youth (PMRY)
19.	RPCD No.SP.BC.94/09.04.01/95-96	16-2-96	Prime Minister’s Rozgar Yojana (PMRY)-Recovery performance
20.	RPCD No.BC.107/09.04.01/95-96	14-3-96	Association of KVIC in implementation of the PMRY-Target and modalities thereof for 1995-96
21.	RPCD No.BC.109/09.04.01/95-96	15-3-96	Prime Minister’s Rozgar Yojana for Educated Unemployed Youth (PMRY) - Task Force
22.	RPCD No.BC.134/09.04.01/95-96	16-5-96	Prime Minister’s Rozgar Yojana for Educated Unemployed Youth (PMRY) -Clarifications
23.	RPCD No.BC.137/09.04.01/95-96	17-5-96	Training under PMRY.
24.	RPCD No.SP.BC.138/09.04.28/95-96	16-5-96	Prime Minister’s Rozgar Yojana (PMRY) - Findings of the third field study conducted by RBI
25.	RPCD No.SP.BC.139/09.04.01/96-97	21-5-96	Insistence of collateral by banks-PMRY
26.	RPCD No SP.BC.6/09.04.01/96-97	2-7-96	PMRY - Implementation of the scheme
27.	RPCD No.SP.BC.37/09.01.28/96-97	18-9-96	Prime Minister’s Rozgar Yojana (PMRY)-Recovery performance
28.	RPCD No.SP.BC.48/09.04.01/96-97	15-10-96	Prime Minister’s Rozgar Yojana for Educated Unemployed Youth (PMRY)
29.	RPCD No.SP.BC.66/09.04.01/96-97	19-11-96	PMRY - Sponsoring of applications
30.	RPCD No.SP.BC.75/09.04.01/96-97	11-12-96	Prime Minister’s Rozgar Yojana for Educated Unemployed Youth (PMRY)
31.	RPCD No.SP.BC.127/09.04.01/96-97	21-4-97	PMRY-Deceased Borrowers
32.	RPCD No.SP.BC.132/09.04.01/96-97	26-4-97	PMRY-Extension of cut off date for closure of disbursements for cases sanctioned during the years 1993-94, 1994-95 and 1995-96
33.	RPCD No.SP.BC.135/09.04.01/96-97	12-5-97	PMRY - Clarifications
34.	RPCD No.SP.BC.136/09.04.01/96-97	15-5-97	PMRY Scheme - Adjustment of subsidy
35.	RPCD No.SP.BC.43/09.04.01/97-98	22-10-97	PMRY - Dissolution of partnership
36.	RPCD No.SP.BC.82/09.04.06/97-98	6-2-98	PMRY-Adjustment of subsidy amount released
37.	RPCD No.SP.BC.86/09.04.01/97-98	16-2-98	PMRY-Closure of disbursements for cases sanctioned during a programme year where partial disbursement has taken place as on the cut-off date
38.	RPCD No.SP.BC.92/09.04.01/97-98	21-2-98	Closure of Sanctions and disbursements of loans under PMRY
39.	RPCD No.SP.BC.105/09.04.01/97-98	26-3-98	Closure of sanctions and disbursements under PMRY- Programme year 1997-98
40.	RPCD No.SP.BC.126/09.04.01/97-98	3-6-98	Relaxation of PMRY norms for North -East Region
41.	RPCD No.SP.BC.14/09.04.01/98-99	25-7-98	PMRY - Clarifications
42.	RPCD No.SP.BC.18/09.04.06/98-99	31-7-98	Utilisation of subsidy by Banks under PMRY-Programme years 1993-94 to 1996-97
43.	RPCD No.SP.BC.19/09.04.01/98-99	31-7-98	PMRY-Clarifications - Cut off date for Accounting for Sanctions, Cut off date for Lapsing of Sanctions and completion of disbursement under PMRY for 1997-98
44.	RPCD No.SP.BC.59/09.04.01/98-99	7-1-99	Reporting System on progress under Prime Minister’s Rozgar Yojana (PMRY)
45.	RPCD No.SP.BC.83/09.04.01/98-99	22-3-99	Prime Minister’s Rozgar Yojana (PMRY) - Modifications in the Guidelines of the scheme
46.	RPCD No.SP.BC.106/09.04.01/98-99	10-6-99	Closure for disbursements under PMRY
47.	RPCD No.SP.BC.1/09.04.01/99-2000	5-7-99	PMRY - Modifications in the guidelines of the Scheme for North-East states
48.	RPCD No.SP.BC.2/09.04.01/99-2000	6-7-99	Prime Minister’s Rozgar Yojana (PMRY)-Modifications in the guidelines of the scheme-Clarifications
49.	RPCD No.SP.BC.3/09.04.01/99-2000	6-7-99	Implementation of Prime Minister’s Rozgar Yojana (PMRY)
50.	RPCD No.SP.BC.5/09.04.06/99-2000	8-7-99	PMRY - Submission of final subsidy utilisation certificate/ Pending claims statement pertaining to the programme year 1997-98
51.	RPCD No.SP.BC.22/09.04.06/99-2000	23-8-99	PMRY-Revised Format for submission of Quarterly Subsidy Utilisation Statement
52.	RPCD No.SP.BC.26/09.04.06/99-2000	28-9-99	Prime Minister’s Rozgar Yojana (PMRY) - Subsidy utilisation certificate for 1993-94 to 1998-99 as on 31-3-1999
53.	RPCD No.BC.50/09.04.01/99-2000	20-12-99	PMRY - Affidavit on income of the applicant
54.	RPCD No.SP.BC.59/09.04.01/99-2000	7-2-2000	PMRY - Lease Period of rented Premises.
55.	RPCD No.SP.BC.75/09.04.01/99-2000	27-3-2000	PMRY - Monitoring of the benefits accruing to the physically handicapped persons under PMRY
56.	RPCD No.SP.BC.76/09.04.01/99-2000	28-3-2000	PMRY - Implementation of the scheme
57.	RPCD No.SP.BC.93/09.04.01/99-2000	12-5-2000	Cut-off dates for lapsing of sanction & closure of disbursements under PMRY for programme year 1999-2000
58.	RPCD No.SP.BC.94/09.04.06/99-2000	13-5-2000	PMRY-Submission of final subsidy utilization/requirement statement for claims pertaining to the programme year 1998-99
59.	RPCD No.SP.BC.95/09.04.01/99-2000	13-5-2000	PMRY - Implementation of the scheme
60.	RPCD No.SP.BC.2/09.04.06/2000-01	4-7-2000	Prime Minister’s Rozgar Yojana (PMRY)-Subsidy Release/Utilisation Certificate for programme years 1993-94 to 1999-2000 as on 31-3-2000
61.	RPCD No.SP.BC.13/09.04.01/2000-01	4-9-2000	PMRY-Implementation of the scheme - visit of the Parliamentary Standing Committee on Industry
62.	RPCD No.SP.BC.20/09.04.01/2000-01	30-9-2000	Prime Minister’s Rozgar Yojana for Educated Unemployed Youth (PMRY) - Enhancement in the family income ceiling
63.	RPCD No.SP.BC.55/09.04.01/2000-01	12-2-2001	Implementation of Prime Minister’s Rozgar Yojana (PMRY)-Enhancement in exemption limit for obtention of collateral security
64.	RPCD No.SP.BC.80/09.04.01/2000-2001	27-4-2001	Implementation of PMRY - Target for achievement 2001-2002
65.	RPCD No. SP.BC.82/09.04.01/2000-01	27-4-2001	Cut off dates for lapsing sanction and completion of disbursements under PMRY for Programme year 2000-2001
66.	RPCD No.SP.BC.84/09.04.01/2000-01	3-5-2001	Relaxation in residency criteria for married women under PMRY
67.	RPCD No.SP.BC.86/09.04.01/2000-01	15-5-2001	Assistance from State Govt. Agencies to the Banks for recovery of PMRY loans
68.	RPCD No. SP.BC.99/09.04.01/2000-01	22 -6-2001	Target for achievement under PMRY for the year 2001-2002 (Revised) - Allocation of additional target.
69.	RPCD.SP.BC 26/09.04.01/2001-02	19-9-2001	Allocation of targets to banks having less than 5 branches in a state.
70.	RPCD.SP.BC 52/09.04.01/2001-02	31-12-2001	Filing of criminal complaints against the borrowers who misuse the loans sanctioned under PMRY
71.	RPCD.PLNFS.BC73 /09.04.01/2001-02	02-042002	Obtention of 'No Dues Certificate-Lending under Govt.sponsored schemes
72.	RPCD.PLNFS.BC79 /09.04.01/2001-02	17-04-2002	Allotment of targets under PMRY to the banks having less than 5 branches in the state-Relaxation of norms in Pondicherry
73.	RPCD.PLNFS.BC41 /09.04.01/2002-03	31-10-2002	Review of rejected cases.
74.	RPCD.PLNFS.BC47/09.04.01/2002-03	21-11-2002	Parents/heads of family of unmarried girls to be made co-borrower.
75.	RPCD.PLNFS.BC71/09.04.01/2002-03	12-02-2003	Modified parameters as applicable to Himachal Pradesh and Uttaranchal
76.	RPCD.PLNFS.BC17/09.04.01/2003-04	11-08-2003	Residency criteria for married men in Meghalaya.
77.	RPCD.PLNFS.BC21/09.04.01/2003-04	11-09-2003	Advancing loans in the ratio of 50%,30%,20% for Industry, Service and Business sectors respectively.
78.	RPCD.PLNFS.BC31/09.04.01/2003-04	01-10-2003	Modified parameters as applicable to Jammu and Kashmir.
79.	RPCD.PLNFS.BC50/09.04.01/2003-04	08-12-2003	Inclusion of Self Help Groups under PMRY.
80.	RPCD.PLNFS.No.1717/09.04.01/2003-04	05-05-2004	Withdrawal of ceilings on the activities to be covered under industry, service and business.
81.	RPCD.PLNFS.BC11 /09.04.01/2004-05	30-07-2004	Implementation of PMRY-Modification in norms.
82.	RPCD.PLNFS.BC12 /09.04.01/2004-05	30-07-2004	Allotment of targets under PMRY to the banks having less than 5 branches in the state-Modification in norms in J & K.
83.	RPCD.PLNFS.BC13 /09.04.01/2004-05	30-07-2004	Inclusion of Self Help Groups under PMRY -Modification in norms.
84.	RBI/2004-05/145/ RPCD.PLNFS.BC.22 /09.04.06/2004-05	27-08-2004	Implementation of PMRY-Modification in norms ( Himachal Pradesh)
85.	RBI/2004-05/190/ RPCD.PLNFS.BC.35 /09.04.01/ 2004-05	24-09-2004	PMRY - Cut off dates for completion of disbursements under the Programme year 2003-2004-extended to 15.11.2004
86.	RBI/2004-05/191/ RPCD.PLNFS.BC.36 /09.04.01/ 2004-05	24-09-2004	Target for achievement under PMRY for the year 2004-05-revision regarding.
87.	RBI/2004-05/216/ RPCD.PLNFS.BC.39 /09.04.01/2004-05	12-10-2004	Revised Target for achievement under the PMRY for the year 2004-05
88.	RBI/2004-05/216/ RPCD.PLNFS.BC.39 /09.04.01/2004-05	27-12-2004	Target for achievement under the PMRY for the year 2004-05- Enhancement in respect of Arunachal Pradesh- regarding
89.	RBI/2004-05/ 401/ RPCD.PLNFS.BC.88 /09.04.01/2004-05	22- 03-2005	PMRY-Credit Flow to Unorganised Sector
90.	RBI/2004-05/ 416/ RPCD.PLNFS.BC. 92 /09.04.01/2004-05	08-04-2005	PMRY - Cut off dates for completion of disbursements under the Programme year 2004-2005-Andaman & Nicobbar Island
91.	RBI/2004-05/427/ RPCD.PLNFS.BC. 95 /09.04.01/ 2004-05	20-04-2005	Target for achievement under PMRY for the year 2005-06
92.	RBI/2004-05/452/ RPCD.PLNFS.BC.97 /09.04.01/ 2004-05	04-05-2005	Meeting to review Progress in implement- ation of PMRY for the year 2004-05
93.	RBI/2004-05/ 469/ RPCD.PLNFS.BC. 100 /09.04.01/2004-05	16-05-2005	PMRY - Cut off dates for lapsing of sanctions and completion of disbursements under the Programme year 2004-2005
94.	RBI/2004-05/ 491/ RPCD.PLNFS.BC. 104 /09.04.01/2004-05	14-06-2005	PMRY - Cut off dates for lapsing of sanctions and completion of disbursements under the Programme year 2004-2005 (Dairy loans)

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